.hzcalc{--ink:#172322;--muted:#667370;--line:#dfe6e3;--surface:#f4f7f5;--brand:#8eae25;--brand-dark:#6f8d14;max-width:980px;margin:40px auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 55px rgba(20,40,35,.1);overflow:hidden;color:var(--ink);font-family:inherit}.hzcalc *{box-sizing:border-box}.hzcalc__intro{padding:42px 48px 30px;background:linear-gradient(135deg,#172322,#2f4440);color:#fff}.hzcalc__eyebrow{display:inline-block;margin-bottom:12px;color:#dceba9;font-size:.82rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.hzcalc h2,.hzcalc h3{margin:0 0 12px;line-height:1.15;color:inherit}.hzcalc h2{font-size:clamp(1.75rem,4vw,2.8rem);max-width:760px}.hzcalc h3{font-size:clamp(1.35rem,3vw,1.9rem)}.hzcalc p{line-height:1.65}.hzcalc__intro>p{max-width:690px;margin:0;color:#e6ecea}.hzcalc__trust{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:22px;font-size:.93rem;font-weight:650}.hzcalc__form{padding:34px 48px 46px}.hzcalc__progress{margin-bottom:32px}.hzcalc__progress-bar{height:7px;background:#edf1ef;border-radius:99px;overflow:hidden}.hzcalc__progress-bar span{display:block;width:33%;height:100%;background:var(--brand);border-radius:inherit;transition:width .25s ease}.hzcalc__progress p{display:flex;justify-content:space-between;margin:8px 0 0;color:var(--muted);font-size:.86rem}.hzcalc__step{animation:hzfade .25s ease}.hzcalc__sub{margin-top:-3px;color:var(--muted)}.hzcalc__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:25px}.hzcalc label,.hzcalc fieldset{min-width:0}.hzcalc label,.hzcalc legend{font-weight:720;font-size:.95rem}.hzcalc label>span,.hzcalc legend>span,.hzcalc__consent em{color:#b12c2c;font-style:normal}.hzcalc label small{font-weight:500;color:var(--muted)}.hzcalc input[type=text],.hzcalc input[type=email],.hzcalc input[type=tel],.hzcalc input[type=number],.hzcalc select{width:100%;height:52px;margin-top:8px;padding:0 14px;border:1px solid #cbd5d1;border-radius:9px;background:#fff;color:var(--ink);font:inherit;outline:none;transition:.2s}.hzcalc input:focus,.hzcalc select:focus{border-color:var(--brand-dark);box-shadow:0 0 0 3px rgba(142,174,37,.16)}.hzcalc fieldset{padding:0;border:0;margin:0}.hzcalc__full{grid-column:1/-1}.hzcalc__choices{display:flex;gap:10px;margin-top:8px}.hzcalc__choices--stack{flex-direction:column}.hzcalc__choices label{flex:1;cursor:pointer}.hzcalc__choices input{position:absolute;opacity:0;pointer-events:none}.hzcalc__choices span{display:flex;align-items:center;justify-content:center;min-height:52px;padding:10px;border:1px solid #cbd5d1;border-radius:9px;background:#fff;color:var(--ink);transition:.2s}.hzcalc__choices input:checked+span{border-color:var(--brand-dark);background:#f1f7dc;box-shadow:inset 0 0 0 1px var(--brand-dark)}.hzcalc__choices input:focus-visible+span{outline:3px solid rgba(142,174,37,.35)}.hzcalc__actions{display:flex;justify-content:flex-end;gap:12px;margin-top:30px}.hzcalc__button{appearance:none;border:0;border-radius:9px;padding:14px 22px;background:var(--brand);color:#152000;font:inherit;font-weight:800;cursor:pointer;transition:.2s}.hzcalc__button:hover{background:#9fc22a;transform:translateY(-1px)}.hzcalc__button:disabled{opacity:.55;cursor:wait}.hzcalc__button--ghost{background:#edf1ef;color:var(--ink)}.hzcalc__result{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:24px 0}.hzcalc__result>div{padding:22px;border:1px solid var(--line);border-radius:12px;background:var(--surface)}.hzcalc__result strong{display:block;font-size:1.45rem;color:var(--brand-dark)}.hzcalc__result span{display:block;margin-top:5px;color:var(--muted);font-size:.9rem}.hzcalc__result-wide{grid-column:1/-1}.hzcalc__disclaimer{padding:14px 16px;border-left:4px solid var(--brand);background:#fafbf7;color:var(--muted);font-size:.84rem}.hzcalc__consent{display:flex;gap:11px;align-items:flex-start;font-weight:500;line-height:1.5}.hzcalc__consent input{margin-top:4px;flex:0 0 auto}.hzcalc__error{margin-top:18px;padding:13px 15px;border-radius:8px;background:#fff1f1;color:#8f1e1e}.hzcalc__thanks{padding:55px 48px;text-align:center}.hzcalc__thanks .hzcalc__check{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center;background:#edf6d2;color:var(--brand-dark);font-size:2rem;font-weight:900}.hzcalc__thanks p{max-width:630px;margin:8px auto;color:var(--muted)}.hzcalc__thanks a{color:var(--brand-dark);font-weight:700}.hzcalc__hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}@keyframes hzfade{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:none}}@media(max-width:700px){.hzcalc{margin:20px 12px;border-radius:13px}.hzcalc__intro,.hzcalc__form,.hzcalc__thanks{padding:28px 22px}.hzcalc__grid,.hzcalc__result{grid-template-columns:1fr}.hzcalc__full,.hzcalc__result-wide{grid-column:auto}.hzcalc__choices{flex-direction:column}.hzcalc__actions{flex-direction:column-reverse}.hzcalc__button{width:100%}.hzcalc__trust{display:grid;gap:7px}}

/* v2: compactere, conversiegerichte weergave */
.hzcalc{max-width:820px;margin:24px auto}.hzcalc__intro{padding:28px 34px 22px}.hzcalc h2{font-size:clamp(1.6rem,3.5vw,2.25rem)}.hzcalc__trust{margin-top:14px}.hzcalc__form{padding:24px 34px 30px}.hzcalc__progress{margin-bottom:22px}.hzcalc__grid--compact{gap:15px 18px;margin-top:18px}.hzcalc__actions{margin-top:22px}.hzcalc__button{padding:13px 20px}.hzcalc__sub{margin-bottom:4px}.hzcalc__thanks{padding:40px 34px}
@media(max-width:700px){.hzcalc__intro,.hzcalc__form,.hzcalc__thanks{padding:24px 18px}.hzcalc__trust{grid-template-columns:repeat(3,auto);font-size:.8rem;gap:5px 10px}.hzcalc__grid--compact{gap:14px}.hzcalc__progress{margin-bottom:18px}}